Home and landowner liability comparison
Protect yourself as the owner from liability risks
The best home and landowner's liability insurance in comparison.
Home and landowner's liability insurance comparison - your cover as an owner
As the owner of a house or property, you are responsible for safety and maintenance. But what happens if someone falls on your property or is injured due to poor maintenance? In such cases, you can be held liable and the costs can quickly skyrocket. With a Home and landowner's liability insurance you protect yourself against these risks. Our Insurance Calculator helps you to find the right insurance.
Your advantages at a glance:
Protection against personal injury and property damage:
Regardless of whether a visitor falls on your property or is injured by falling roof tiles - home and landowner's liability covers the costs.Independent comparison of the best offers:
Use our comparison calculator to find the best homeowners‘ and landowners’ liability insurance to suit your needs.Protection for rented properties:
If you rent out your home or property, homeowners‘ and landowners’ liability insurance is essential to protect you against the financial consequences of liability claims.Simple claims settlement:
Many insurers offer fast and uncomplicated claims handling so that you can concentrate on the essentials.
This is how the homeowner and landowner liability insurance comparison works:
Provide information about your property:
Specify the type and location of your house or property to receive customised offers.Select insurance cover:
Determine the scope of your homeowners‘ and landowners’ liability insurance - from basic cover to comprehensive protection for rented or commercially used properties.Compare offers:
The comparison calculator shows you the best offers matching your specifications. You can sort by price and performance.Take out insurance online:
Have you found the right offer? Take out homeowners‘ and landowners’ liability insurance directly online and be covered immediately.
What should you look out for in homeowners‘ and landowners’ liability insurance?
Insured risks:
Make sure that both personal injury and property damage are comprehensively covered. Damage caused by third parties on your property should also be covered.Sum insured:
The sum insured should be high enough to be covered even in the event of major claims. As a rule, a sum insured of at least 3 million euros is recommended.Insurance obligation:
In some cases, especially for rented properties, you are legally obliged to take out homeowner's and landowner's liability insurance.
More insurances for you
A Personal liability insurance protects you against liability risks in everyday private life and is a useful addition to home and landowner's liability insurance.
The Residential building insurance covers damage to your building itself - whether caused by fire, storm or other hazards.
Are you planning a construction project? Then a Builder's liability insurance is essential to protect you against risks during the construction period.
Protect yourself and your family from the financial consequences of accidents with a Accident insurance.
Frequently asked questions (FAQs)
If you own a property or land, you are responsible for any damage caused by your property. This applies to both private owners and landlords. Homeowners‘ and landowners’ liability insurance protects you against financial risks.
The insurance covers both personal injury and property damage caused by your home or property. This includes, for example, falls by visitors or passers-by, damage caused by falling branches or roof tiles and much more.
The costs depend on the type of your property, its location and the desired insurance cover. Use our comparison calculator to quickly find the most favourable rates.
In some cases, especially for rented properties, you are legally obliged to take out homeowners‘ and landowners’ liability insurance. Insurance is also often mandatory for commercially used properties.
Yes, many insurers offer tariffs that allow you to insure several properties or plots of land under one contract. Make sure that this is included in the offer.
Still have questions about home and landowner's liability insurance? We will be happy to help you!
Do you still have questions about protecting your property or would you like help with the comparison?
Get in touch with us now - We will be happy to advise you personally and find the right solution for you!