Horse liability insurance comparison
Protect yourself and your horse
Find the best horse liability insurance for maximum security.
Horse liability insurance comparison - your all-round protection for horse and rider
Horses are not only loyal companions, they also bring with them a certain responsibility. Because even the tamest horse can suddenly become unpredictable - and cause considerable damage. One Horse liability insurance protects you as a horse owner against the financial consequences of such damage, whether it is caused by unforeseen situations in the field, in the pasture or during rides. You can easily compare different providers and tariffs here to find the best cover for you and your horse.
Why is horse liability insurance so important?
Cover for damage caused by your horse:
Your horse could get spooked and cause a road accident or damage other people's property. In such cases, you as the owner are liable for the damage caused - and that can be expensive.Protection against personal injury:
If an accident occurs in which people are injured, you may be faced with high treatment costs or claims for compensation. Horse liability insurance covers these costs.All-round protection for every situation:
Regardless of whether you keep your horse privately or ride it in your free time - with the right horse liability insurance, you are always well covered.Customised tariffs:
Whether you are a leisure rider, breeder or owner of school horses - the comparison calculator shows you customised insurance solutions.
This is how the horse liability insurance comparison works:
Enter data about your horse:
Enter the most important information about your horse, such as breed, type of use (leisure or sport) and age.Select the desired protection:
Select the desired insurance cover and the sum insured that meets your needs.Compare offers:
Compare the best tariffs at a glance and find the right cover for you and your horse.Take out insurance online:
Have you found the right horse liability insurance? Then you can take it out directly online and your horse will be covered immediately.
More insurances for you
Do you have a dog as well as a horse? With our Dog liability insurance you are well covered if your dog messes up.
Should legal disputes arise in the event of a claim, a Legal expenses insurance protects you from high legal costs.
In the event of an accident during a ride or in the stable, a Accident insurance is important to protect yourself from the financial consequences.
If, as a horse owner, you have a property or pasture that you rent out, a Homeowner and landowner liability can be relevant for you.
Frequently asked questions (FAQs)
No, it is not a legal requirement, but it is highly recommended. A horse can cause considerable damage, and without insurance you as the owner are privately liable.
The insurance covers both property damage (e.g. damaged cars or fences) and personal injury (e.g. injuries to pedestrians or cyclists) caused by your horse.
A sum insured of at least 5 million euros is recommended to ensure comprehensive cover in the event of an emergency.
Yes, if you leave your horse to other people, such as friends or riding partners, damage caused by these people is also covered as long as they are acting on your behalf.
The costs vary depending on the provider and the scope of the insurance cover. Rates generally start at around 50 euros per year, but can be higher depending on the amount of cover and benefits.
Protect yourself and your horse now with the best liability insurance!
Whether you're out riding, in the stable or in the pasture - horse liability insurance protects you against unforeseen costs.
Get non-binding advice now and find the best insurance for you and your horse.