Term life insurance comparison

Keep your family safe
With the right term life insurance.

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Further information

Term life insurance comparison - protect what is most important to you

The Term life insurance is one of the best ways to protect your family financially in the event of your sudden death. It ensures that your loved ones do not get into financial difficulties and continue to be protected. This insurance is particularly important for families with a single earner, property financing or large loans. In our Term life insurance comparison you can quickly and easily find the best tariffs that perfectly suit your individual needs.

Why term life insurance is so important:

  • Financial security for surviving dependants:
    In the event of your death, your dependants will receive a contractually agreed sum insured to protect them from financial burdens.

  • Ideal protection for families and property financing:
    If you have a family or property loans, term life insurance offers important protection to cover ongoing costs or loans.

  • Favourable contributions:
    Term life insurance is often cheaper than other life insurance policies, as it only pays out in the event of death and has no savings component.

  • Flexible terms:
    You can set the term of the insurance individually - to match the duration of your loan or until your children are financially independent.

How the term life insurance comparison works:

  1. Determine the sum insured:
    Choose the amount of cover you want to provide for your surviving dependants - this is usually based on your income or current obligations.

  2. Set the runtime:
    Determine how long the insurance cover should last. Ideally, the term should cover the duration of your financial obligations (e.g. loan term).

  3. Answer health questions:
    Some insurance companies require a health check. Questions are asked about your current health and pre-existing conditions in order to assess the risk.

  4. Compare tariffs:
    Compare the different tariffs and choose the best cover at a fair price.

  5. Take out insurance online:
    Have you found the right tariff? Then you can take out the insurance directly online and are covered immediately.

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Avoid your family having to pay for your funeral costs. Find out more in the Death benefit insurance comparison.

Avoid financial bottlenecks after an accident with the right Accident insurance.

Safeguards your income if you are no longer able to work due to illness or accident - for financial stability in difficult times - with the Occupational disability insurance comparison

Frequently asked questions (FAQs)
Who should take out term life insurance?

It is particularly useful for families, single earners and people with property loans or major financial commitments.

The costs depend on the sum insured, the term and your state of health. However, the premiums are generally very favourable compared to other life insurance policies.

Term life insurance is purely a form of insurance. If the contract expires, no payment is made if the insured event has not occurred.

Ideally, the sum insured should be 3 to 5 times your annual income to provide sufficient cover for your family in the event of an emergency.

Many tariffs require a health check in order to assess the risk. However, there are also tariffs without a health check, which are generally more expensive.

Secure the best cover for your family - compare now!

Make sure that your loved ones are also financially protected in the event of an emergency.
Compare the best rates and take out your term life insurance online today!

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